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Inquiries and complaints concerning federal credit unions should be directed to National Credit Union Administration. If the institution you are concerned with is located outside New York State or if you are unsure about the appropriate regulatory authority, contact the Consumer Services Division of the New York State Banking Department.

Our staff will attempt to determine the appropriate agency to contact and your inquiry or complaint will be referred to that authority. If you have a complaint about a financial institution that is not regulated or supervised by the NYS Banking Department, we will refer you and forward your complaint to the regulator of that institution.

To determine if your financial institution is supervised www credit report free Michigan by the NYS Banking Department, please visit our list of institutions we supervise: www credit report free Michigan http://www.banking.state.ny.us/supinst.htm If your institution is not on this list, it may www credit report free Michigan be under the jurisdiction of one of the two following national bank regulators: Office of the Comptroller of the Currency Or, if your institution is not supervised by the NYS Banking Department or a www credit report free Michigan national bank regulator, it www credit report free Michigan may be under the jurisdiction of another states banking department. free credit reports with score For a list of all state banking departments, contact: Conference of State Bank Supervisors Other Helpful Government Agencies If the Banking Department cannot resolve your complaint or answer your question, you www credit report free Michigan may be able to obtain assistance from one or more of the following resources: You are entitled to one free credit report per year from each of the three major credit reporting agencies. You may also request and pay for a credit report from each of the three major credit reporting agencies: To ask questions about www credit report free Michigan or dispute items on your credit report: May be able to handle general consumer questions, problems, and complaints, including: Office of the NYS Attorney General www credit report free Michigan May be able to handle general consumer questions, problems, and complaints, including: NYS Comptrollers Office Funds and securities deposited a bank account are transferred to the State after a significant period of account inactivityusually after five years. how to obtain a free credit report Abandoned funds are held by the State indefinitely, until their proper owner comes forward to claim them. Make inquiries about abandoned bank accounts or property to www credit report free Michigan the Comptrollers Office. NYS Consumer Protection Board May be able to handle general consumer questions, problems, and complaints. May be to able to handle questions, problems and complaints about insurance companies, brokers, agents, or adjusters. May also be able to handle questions, problems and complaints about possible government fraud, corruption or abuse of taxpayer money.

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Inquiries and complaints concerning federal credit unions should be directed to National Credit Union Administration. If the institution you are concerned with is located outside New York State or if you are unsure about the appropriate regulatory authority, contact the Consumer Services Division of the New York State Banking Department.

Our staff will attempt to determine the appropriate agency to contact and your inquiry or complaint will be referred to that authority. If you have a complaint about a financial institution that is not regulated or supervised by the NYS Banking Department, we will refer you and forward your complaint to the regulator of that institution.

To determine if your financial institution is supervised www credit report free Michigan by the NYS Banking Department, please visit our list of institutions we supervise: www credit report free Michigan http://www.banking.state.ny.us/supinst.htm If your institution is not on this list, it may www credit report free Michigan be under the jurisdiction of one of the two following national bank regulators: Office of the Comptroller of the Currency Or, if your institution is not supervised by the NYS Banking Department or a www credit report free Michigan national bank regulator, it www credit report free Michigan may be under the jurisdiction of another states banking department. For a list of all state banking departments, contact: Conference of State Bank Supervisors Other Helpful Government Agencies If the Banking Department cannot resolve your complaint or answer your question, you www credit report free Michigan may be able to obtain assistance from one or more of the following resources: You are entitled to one free credit report per year from each of the three major credit reporting agencies. You may also request and pay for a credit report from each of the three major credit reporting agencies: To ask questions about www credit report free Michigan or dispute items on your credit report: May be able to handle general consumer questions, problems, and complaints, including: Office of the NYS Attorney General www credit report free Michigan May be able to handle general consumer questions, problems, and complaints, including: NYS Comptrollers Office Funds and securities deposited a bank account are transferred to the State after a significant period of account inactivityusually after five years. Abandoned funds are held by the State indefinitely, until their proper owner comes forward to claim them. Make inquiries about abandoned bank accounts or property to www credit report free Michigan the Comptrollers Office. NYS Consumer Protection Board May be able to handle general consumer questions, problems, and complaints. May be to able to handle questions, problems and complaints about insurance companies, brokers, agents, or adjusters. May also be able to handle questions, problems and complaints about possible government fraud, corruption or abuse of taxpayer money.